Sharea Issues in the Application of Takaful: Review on Islamic Law Perspective
Keywords:
Islamic Law, Takaful, Sharia Insurance, Commercial Insurance
Abstract
Insurance is still debated between scholars when viewed in the light of Islamic law. Contemporary Muslim jurists are fully aware that the legal status of Insurance not been determined by Islamic law thinkers in advance (jurists). The application of TakÄful today is the result of a struggle between the understanding of Islami law with the reality of what happened. Thus, the problem needs to be reviewed in the light of Islamic law in depth. This paper attempts to offer Shariah Issues in the Application of TakÄful From Islamic Law Perspective, including The Concepts of TakÄful (Sharia Insurance), Legal Basis of TakÄful (Sharia Insurance), History of TakÄful (Shariah Insurance) Development, Scholars' Views on TakÄful (Sharia Insurance), The Principles of TakÄful (Sharia Insurance), Establishment of Contract in TakÄful (Sharia Insurance), and To Compare The Characteristics Between TakÄful (Shariah Insurance) and Commercial Insurance.
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Syahatah, Husain. Asuransi Dalam Perspektif Syariah. Jakarta: Amzah, 2006.
Tajuddeen Olalekan Yusuf. “Prospects of Takaful’s (Islamic Insurance) Contributions to the Nigerian Economy.†Journal of Finance and Investment Analysis 1, no. 3 (2012): 217–30.
Warkum Sumitro. Asas-Asas Perbankan Islam & Lembaga-Lembaga Terkait. Jakarta: Rajawali Press, 1996.
Wirdyaningsih. Bank Dan Asuransi Islam Di Indonesia. Jakarta: Kencana, 2005.
Zainuddin Ali. Hukum Asuransi Syariah. Jakarta: Sinar Grafika, 2008.
Abdurrauf. “Asuransi Dalam Pandangan Ulama Fikih Kontemporer.†Jurnal Al Iqtishad 2, no. 2 July (2010): 139–58.
Agus. Solusi Berasuransi: Lebih Indah Dengan Syariah. Bandung: Salamadani, 2009.
Ajani, Salako Taofiki. “The Concept and Operation of Life Insurance in the Light of Sharia.†International Journal of Humanities and Social Science, 3, no. 2 (2013): 254–62.
Akhter, Wakhed. “Risk Management In Takaful.†MPRA Paper, no. 40005 (2007): 2.
Al-ZarqÄ’, Muá¹£á¹afÄ Aḥmad. “Aqd alÂTaâ€mÄ«n Wa Mawqif alÂSharī’ah Al IslÄmiyyah Minhu. Mecca, 1968.
Ali, Hasan. Insurance in the Perspective of Islamic Law. Jakarta: Gold, 2004.
Anwar, Syamsul. Hukum Perjanjian Syariah: Studi Tentang Teori Akad Dalam Fikih Muamalat. Jakarta: Rajawali Press, 2010.
Bekkin, Renat I. “Islamic Insurance: National Features and Legal Regulation.†Arab Law Quarterly 21 (2007): 3–34.
Billah, Mohd. Ma’sum. “Source Of Law Affecting Takaful (Islamic Insurance).†International Journal of Islamic Financial Services 2, no. 4 (n.d.): 1–9.
Burhanuddin. Aspek Hukum Lembaga Keuangan Syariah. Yogyakarta: Ilmu, 2010.
Chapra, Umer. The Future of Economics: An Islamic Perspective. United Kingdom: Islamic Foundation, 2000.
Coetzer, Nico P. Swartz1and Pieter. “Takaful: An Islamic Insurance Instrument.†Journal of Development and Agricultural Economics 2, no. 10 (2010): 333–39.
Fudhail Rahman. “Asuransi Dalam Perspektif Hukum Islam.†Jurnal Al’Adalah 10, no. 1 (2012): 25–34.
Ghufron, Sofiniyah. Sistem Operasional Asuransi Syariah. Jakarta: Ranaisan, 2005.
Hamid, Abdul. “Operational Issues and Shariah Harmonisation Towards the Development of Corporate Takaful Business: Conventional Debt Financing and Reinsurance Mechanism.†Journal of Muamalat 3 (2010): 139–55.
Hamsa, Amrizal. “Asuransi Dalam Perspektif Islam.†Jurnal at-Tasyri 1, no. 2 (2009): 115–30.
Hasan, Kabir. Introduction to Islamic Banking and Finance: Principle and Practice. England: Pearson, 2013.
Hasan, Kabir. Introduction to Islamic Banking And Finance: Principles And Practice. England: Pearson, 2013.
Hendi Suhendi. Fiqh Muamalah. Jakarta: Rajawali Press, 2010.
Hussain, Mustaq, and Tisman Pasha. “Takaful Business Model: A Review, A Comparison.†Journal of Business Management Dynamics 3, no. 4 (2013): 24–32.
Hussen, Mustaq, and Tisman Pasha. “Conceptual and Operational Subsequently as General Takaful and Arguments Cogently Insurance.†Australian Journal of Business and Management Research 1, no. 8 (2013): 24.
Hussen, and Tisman Mustaq Pasha. “Differences Between Conventional And General Takaful Insurance: Operational and Conceptua.†Australian Journal Of Business And Management Research 1, no. 8 (2013): 24.
Ismanto, Kuat. Asuransi Syariah: Tinjauan Asas-Asas Hukum Islam. Yogyakarta: Pustaka Pelajar, 2009.
Karim, Ahmad Muhammad al-Assal dan Fahti Ahmad Abdul. Al-NiẓÄm Al-Iqtiá¹£Ädi FÄ« Al-IslÄm MabÄdi’uh Wa AhdÄfuh. Cairo: Maktabah Wahbah, 1979.
Kementrian Negara Koperasi. Optimalisasi Manfaat Asuransi Dalam Peningkatan Akses Pembiayaan Bagi UMKM-K. Jakarta: Deputi Bidang Pembiayaan, 2009.
Khan, Munawar. “Comparative Analysis of Islamic and Insurance Prevailing Practices.†International Journal of Business and Social Science 2, no. 10 (2010): 282–86.
Lukman, Olorogun Ayinde, and Abdelghani Echchabi. “Perception and Adoption of Islamic Insurance in Malaysia: An Empirical Study.†World Applied Sciences Journal 20, no. 13 (2012): 407–15.
Mehdi Sadeghi. “The Evolution of Islamic Insurance - Takaful: A Literature Survey.†Journal of Insurance Markets and Companies: Analyzes and Actuarial Computations 1, no. 2 (2010): 100–107.
Muhaimin Iqbal. Asuransi Umum Syariah: Dalam Praktik Menghilangkan Gharar, Maisir, Dan Riba. Jakarta: Gema Insani Press, 2006.
Muhammad Muslehuddin. Asuransi Dalam Islam. Jakarta: Bumi Aksara, 2004.
Muhammad Muslehuddin. Menggugat Asuransi Modern: Mengajukan Suatu Alternatif Baru Dalam Perspektif Hukum Islam. Jakarta: Lintera, 1999.
Muntahari, Murtadho. Pandangan Islam Tentang Asuransi Dan Riba. Bandung: Pustaka Hidayah, 1995.
Muslehuddin, Muhammad. Menggugat Asuransi Modern: Mengajukan Suatu Alternatif Baru Dalam Perspektif Hukum Islam. Jakarta: Lintera, 1999.
Qardhawi, Yusuf. Daur Al-Qiyam Wa Al-AkhlÄq FÄ« Al- Iqtiá¹£Äd Al-IslÄm. Cairo: Muassasah al-Risalah, 2002.
Rikza Maulana. Perbandingan Sistem Asuransi Syariah Dan Konvensional. Indonesia: Takaful Indonesia, n.d.
S, Burhanuddin. Aspek Hukum Lembaga Keuangan Syariah. Yogyakarta: Graha Ilmu, 2010.
Sandra, Ketut. Konsep Dan Penerapan Asuransi Jiwa Unit-Link Proteksi Sekaligus Investasi. Yogyakarta: Bayu Indra Grafika, 2004.
Sharifuddin. “The Concept of Takaful (Islamic Insurance) and Its Functions in the Establishment of Syarikat Takaful Malaysia; the First Takaful Operator in Malaysia.†InternationalJournal of Humanities and Social Science Invention 5, no. 12 December (2016): 43–48.
Sofiniyah Ghufron. Sistem Operasional Asuransi Syariah. Jakarta: Renaissan, 2005.
Suhendi, Hendi, and Yusuf. Asuransi Takaful: Dari Teoritis Ke Praktis. Bandung: Mimbar Pustaka, 2005.
Sula, Muhammad Syakir. Asuransi Syariah (Life & General). Jakarta: Gema Insani Press, 2004.
Sweet, and Maxwell. Kontekstualisasi Takaful Dalam Asuransi Modern. Jakarta: UIN Syarif Hidayatullah, 2010.
Syahatah, Husain. Asuransi Dalam Perspektif Syariah. Jakarta: Amzah, 2006.
Tajuddeen Olalekan Yusuf. “Prospects of Takaful’s (Islamic Insurance) Contributions to the Nigerian Economy.†Journal of Finance and Investment Analysis 1, no. 3 (2012): 217–30.
Warkum Sumitro. Asas-Asas Perbankan Islam & Lembaga-Lembaga Terkait. Jakarta: Rajawali Press, 1996.
Wirdyaningsih. Bank Dan Asuransi Islam Di Indonesia. Jakarta: Kencana, 2005.
Zainuddin Ali. Hukum Asuransi Syariah. Jakarta: Sinar Grafika, 2008.
Published
2017-12-29
How to Cite
Suharto, S., & Fasa, M. (2017, December 29). Sharea Issues in the Application of Takaful: Review on Islamic Law Perspective. Hunafa: Jurnal Studia Islamika, 14(2), 347-376. https://doi.org/https://doi.org/10.24239/jsi.v14i2.478.347-376
Section
Articles
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
